The right Georgia auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

A Georgia auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.  We are  Georgia Auto Insurance specialist, and we’ll assist you in finding the right auto insurance for you.

First Option Insurance Services can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact us at (678) 407-9277 for more information today!

Georgia Auto Insurance – How much auto insurance is right for you?
Based in Lawrenceville (Serving All Of Georgia), we understands the auto insurance needs of our customers.

Georgia Auto insurance requirement are:
• Liability coverage – to pay for losses you cause others:
Bodily Injury $25,000 Per Person, $50,000 Each Accident
$25,000 Property Damage

We write auto insurance all over the state of Georgia and would be happy to help you ensure you have the right coverage for where you live.

In Georgia auto insurance is required by law to pay for losses caused to others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by the state of Georgia, you will probably need it if your car is financed.
Every person is unique – get a quote from us today to find out how to get the best price and value on auto insurance for you.

First Option Insurance Services: Call for a quote today at (678) 407-9277

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