Auto Insurance
Save Money on Auto Insurance.
Don’t let the stress of finding affordable auto insurance weigh you down. We can help you find a solution to meet your insurance needs. If you need Comprehensive & Collision or just Liability and Uninsured Motorist, there are options available to help provide you with peace of mind.
Auto Insurance Coverages Explained
Liability
All policies include Liability. Liability pays for injuries and damages that you caused to another driver. The minimum Liability Limits for the state of Georgia is 25/50/25. That is Bodily Injury $25,000 per person, $50,000 each accident, and Property Damage of $25,000.
Uninsured Motorist
Provides coverage for you in the event that you are hit by a driver who does not have insurance. In Georgia there are 2 types of Uninsured Motorist Coverage, Reduced Option and Added On Option.
Collision
Provides coverage for damage to your vehicle if you collide into another vehicle or any object. The insurance company pays for your damages, minus your deductible. You would be responsible for the deductible.
Comprehensive
Often referred to as Other Than Collision. It provides coverage for damage to your vehicle for things you can't control. This includes damage caused by hitting an animal, hail, theft, vandalism, and fire.
Medical Payment
Provides primary medical coverage for you and a passenger up to the amount of coverage selected.
Rental Reimbursement
If you file a Comprehensive or Collision claim, and need a vehicle while your vehicle is being repaired, you can be reimbursed up to a limited amount per day. Typically it would not exceed 30 days.
Towing
Provides reimbursement for a limited amount for a tow if your vehicle is disabled.