Georgia Auto Insurance for Young Drivers
Georgia Auto Insurance for Young Drivers, Teens, & Students
Most parents are often shocked when adding a young driver to their auto insurance policy. The rates typically increase drastically. Georgia auto insurance rates for teens, students, and young drivers can vary greatly amongst auto insurance companies. When adding a young driver, it is crucial to check around and get quotes to see if you can minimize the cost of adding a young driver. Be smart, and don’t be afraid to ask questions. At First Option Insurance Services, we specialize in auto insurance for young drivers, teens & students. Since we write through multiple carriers, we help our clients save not only $100s, but $1000s on the cost of Georgia Auto Insurance. Georgia Auto insurance for young drivers, teens and students, is definitely a time to evaluate all your options to make sure you have the coverage you need.
There are ways to save on Georgia auto insurance for young drivers. When adding a teenager on an auto insurance policy. Most insurance carriers offer a discount for teen drivers who have taken a Drivers Ed course or have taken a Defensive Drivers course, and student drivers who have at least a 3.0 grade point average. Driving a car is a big responsibility, and insurers view teens who have received formal driver training, and student drivers who excel in their studies, as a lower insurable risk. Encouraging your teenager to drive safely, and to follow all traffic laws, can help keep your auto insurance rates from increasing even more. Although parents will see their Georgia auto insurance rates increase when adding a teenager to their policy, it is a lot less cheaper to add a young driver on an existing policy than it is to insure them on a separate policy.
When a student in Georgia heads off to college, they still can remain on their parents auto insurance policy. If the college student takes a vehicle to college. the auto insurance carriers will rate that particular vehicle based on the out of town zip code. Most auto insurance carriers will continue to offer a Good Student Discount. Maintaining a good driver record will help keep the auto insurance premiums at an affordable rate for young drivers.